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Budget 2024: No changes in tax regulations on cryptocurrencies; “this has both advantages and disadvantages”, according to analysts

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The tax regulations on cryptocurrencies remain unchanged, as announced by Finance Minister Nirmala Sitharaman in the Budget 2024 on Tuesday, July 23. Crypto experts, however, expected the government to reduce the tax deducted at source on the transfer of virtual digital assets under Section 194S to 0.01%.

No change in Cryptocurrency tax regulations This could potentially act as a double-edged sword. While it could signal a predictable curve for existing crypto investors, it could also slow the sector’s growth, experts said.

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“Finance Minister Nirmala Sitharaman’s decision to maintain the current tax rates on virtual digital assets (VDAs) has both pros and cons. On the one hand, not updating the tax laws could deter new investors and slow the growth of the sector as the current tax regime could act as a barrier to wider adoption and investment. On the other hand, maintaining stable tax rates provides predictability to existing crypto investors, which can help support steady growth in the market,” said Edul Patel, CEO and Co-Founder, Mudrex.

According to the Budget 2022-23, the cryptocurrency tax rules provide that a flat rate of 30% will be imposed on gains from virtual digital assets (VDA) or crypto assets regardless of the individual’s income tax rate. In addition, a 1 percent withholding tax (TDS) was imposed on every transfer of these assets.

LTCG and STCG in the 2024 budget

Although the crypto industry’s expectations were not met, Finance Minister Nirmala Sitharaman announced Several changes in capital gains and trading activities. The long-term capital gains tax rate for all financial and non-financial assets will increase from 10% to 12.5%. For certain financial assets, the short-term gains tax rate will increase from 15% to 20%.

Budget 2024 marks the seventh consecutive presentation of Nirmala Sitharaman and the first in Prime Minister Narendra Modi’s third term. The budget mainly provides major tax changes and focuses on job creation.

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